Some financial products exist purely to help you protect the assets you have acquired or to maintain a lifestyle. Protection products are essentially insurances, of which there are four main types: Life, Income Protection, Private Medical and Critical Illness. Although each fulfils a different purpose, most forms of insurance are intended to help reduce the negative effects of unexpected, potentially costly and occasionally life-changing events.

The types of insurance an individual or a family should have in place is determined by their circumstances. Generally speaking, one single policy is unlikely to provide the degree of protection most families require. In terms of protection, are you leaving more to chance than you should? Once your Group Rapport adviser has assessed your circumstances in detail, he or she can recommend a course of action that corrects that situation and helps put your mind at rest.