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Group Rapport, Marie House, 5 Baker Street, Weybridge KT13 8AE

tel: 0193 283 2210 fax: 0845 371 5010

Group Rapport is a trading name of Fairstone Financial Management Limited authorised and regulated by the Financial Conduct Authority FRN 475973. Registered Office Address: 1 The Bulrushes, Woodstock Way, Boldon Business Park, Tyne and Wear, NE35 9PF Registered in England and Wales No: 5574120

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financialombudsman.org.uk

Your home may be at risk of repossession if you do not maintain your payments to the lender of a mortgage or any other loan secured on the property.

The value of investments and the income from them can go down as well as up and investors may not recover the amount of their original investment. The sterling value of overseas investments, and the income from them, will fluctuate as a result of currency movements. Past performance is not a guide to future performance.

Fairstone Financial Management Limited are not specialist tax advisers. The tax treatment of investments depends on each investor's individual circumstances and is subject to changes in tax legislation. Specialist tax and legal advice may be required before deciding to proceed with any recommendation.